Finance Key Facts
FINANCE KEY FACTS/IDDC
Youles Motorcycles Ltd, Pendle Street, Blackburn. BB1 1NG, Youles Motorcycles Ltd, 186 Bury new road, Manchester, M88DY, Youles Motorcycles Ltd, 130 Fairy Lane, Manchester, M88YD
The Financial Conduct Authority (FCA)
The FCA is the independent watchdog that regulates financial services. Use this information to decide if our services are right for you. Our FCA registration number is 650350
Whose products do we offer?
We do NOT OFFER Guaranteed Asset Protection
We act as a credit broker, not as lender, for the introduction to a limited number of finance providers only for;
Hire purchase, personal contract purchase (PCP) and personal loan
Our panel of regular lenders, who may be able to finance your purchase are;
Blackhorse, Close Motor Finance, First Response Finance, Santander, Blue Finance, Honda Financial services, Car Finance 24/7, Moto Novo Finance, Burnley Savings, Advantage Finance, Kandoo car Finance, We will only introduce you to these lenders. We do not offer independent financial advice.
You are under no obligation to make use of any financial product arranged by Youles Motorcycles Limited from us. Other providers may offer similar products that may or may not meet your needs.
Which service will we provide you with?
We will offer suitable finance products for you on a non-advised basis;
Hire Purchase, Personal Contract Purchase (PCP) & Personal loan
You are not obliged to make any purchase of a financial product. You may obtain free, independent financial and insurance advice from the Money Advice Service at www.moneyadviceservce.org.uk
What will you have to pay us for this service?
You will receive a quotation which will tell you about any other fees relating to any particular insurance policy. You will make no payment to us for introduction to finance providers, but we typically receive a commission and will disclose this prior to the signing of your finance agreement as a fixed fee or a percentage of the advance if you decide to enter into an agreement with them.
Who regulates us?
Youles motorcycles is regulated by the Financial Conduct Authority our FCA Registration number is 650350.
You can check this on the Consumer Credit Register by visiting the FCA’S website http:/fca-consumer-credit-interim.force.com/CS_RegisterSearchPageNew or by contacting the FCA on 0800 111 6768.
If you wish to register a complaint, please contact us;
Write to Philip Youles, Youles Motorcycles Pendle St, Blackburn, Lancs, BB1 1NG
If you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service.
We are covered by the FSCS. You may be entitled to compensation from the scheme if we cannot meet our obligations – this depends on the type of business and the circumstances of the claim.
The Data Protection Act
Youles Motorcycles Limited is also governed by the General Data Protection Regulation. This ensures any information you give to us is secure and confidential. This information may be passed to other groups or affiliated members including Blackhorse, Close Finance, First Response Finance, Private & Commercial, First Stop, Billing Finance, Car Finance 24/7, MotoNovo Finance, Burnley Savings, Superbike, Eurodrive Finance & KMC Motor Credit. Without this information Youles Motorcycles Limited is unable to process your order or enquiry. Under GDPR legislation you may have this information restricted or removed by telling Youles Motorcycles Limited at a later date. If you provide information and later wish to have this data restricted or removed from Youles Motorcycles Limited records, please contact Youles Motorcyles on 01254 277120.